So

By : Forum Member
Published 9th December 2015 |
Read latest comment - 22nd December 2015

You get your motorbike nicked, not the end of the world and no sleep lost over it, telephone the police and insurance company, weigh up the odds of paying the excess and what you'll get back for the loss after the insurance company has taken of the devaluation of the bike. Decide not to claim and write to the insurance company the bike has been stolen, tell them I would stop the direct debits and cancel the policy. Six months later the insurance company automatically starts taking direct debits again, not once a month or even a week but four times a day @ £70.00 a pop which goes on for 2 weeks without my knowledge until I went to pay for groceries and was declined. Now the insurance company has said I cannot put it in writing that I am cancelling the insurance, I can only do this by telephone, personally I have never heard of such a stupid statement. I then asked them how it is possible for them to set up a new direct debit after I cancelled it with my bank..... Well apparently they can if you are on auto renewal, today after three weeks of them, as they put it 'looking into the matter' issued them notice to refund the lot or legal proceedings will commence within 5 working days...

Another search on the internet and there is untold complaints about this company mugging of bikers through the direct debit scheme which goes back to 2009.... Think I need to start researching all companies for 'complaints' before I have dealings with them.........


Thanks,
Barney
Comments

Oh dear, dear Barney. I'm not sure what we'd do without your weekly anecdotes. They sound utterly ridiculous!!!


Shees , I now bet you just cannot wait till the 31st December as 2016 just has to be better than this year ... Hope you get it all sorted soon , I know I would blow a gasket if someone did that to me


Thanks,
Andy-C | Pewter World

Well I may have to go back to the bank as the money was taken by direct debit, and if I cancelled that direct debit with a particular company it should be impossible without my consent to set up another direct debit even with auto renewal insurance policies.


Thanks,
Barney

Shees , I now bet you just cannot wait till the 31st December as 2016 just has to be better than this year ... Hope you get it all sorted soon , I know I would blow a gasket if someone did that to me”
Your right, it cannot come quick enough, sick to death of this year just seems like one long battle... Think I'm going to avoid all Christmas parties this year as I'll just be going for a punch up, which isn't really me but I do feel like I need to let off some steam....

 


Thanks,
Barney

And so the year of Barney continues ......

I hate auto renewal, the biggest scam by Insurance companies since insurance was invented !!!

There was nothing wrong with the old system of writing to you 14 days prior to renewal and telling you that you have to do something or your policy will lapse and no cover in force. It worked for years until they cooked up this scam !!!

Auto renewal benefits only the insurance company as it makes people lazy and lethargic to change their policy.


Clive

This particular insurance company has a dedicated website made by some disgruntled customers, trawling through it yesterday a guy paid something like £180 for his bike insurance with this outfit, he made no claims throughout the life of the policy. The following year on auto renewal they upped it to over £1000 and thanked him for being a valued customer... He tried to cancel and they told him it would be £36....what I'm annoyed about is that even though I had cancelled the direct debit mandate online with Halifax which you have to imput a password to carry out such an action, also notified the insurance company in writing, that they can set the direct debit back up without my consent or knowledge. If that is the case then direct debit payments aren't really a safe way of f banking as it would be possible to take payments 3,4, or 20 years later as long as they had previously taken payments...


Thanks,
Barney

Yep i had the same issue actually with the AA over its membership.

I didnt want to renew, didnt actually tell them that, yet my card (which i had changed to a different number) was still debited the following year due to auto re-subscription, which i wasn't actually aware of  

Its a legalised con and yes the insurance company can levy cancellation charges if you don't realise in time 

I go out of my way now to say i don't want my card details captured and ensure that auto renewal is not activated/authorised, but its a pain to get them to do that.


Clive

Oh Barney, I hope next year is a lot less eventful for you!


Angela
My views & opinions are my own

Thanks Angela, looking back over the year it hasn't been all bad the first half was pretty good In comparison to many others on this planet especially those caught up in recent atrocities,  I've had a good year albeit somewhat eventful.....

Oh Barney, I hope next year is a lot less eventful for you!”
 

 


Thanks,
Barney

This Thread is now closed for comments