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Possessory Title....

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  Name: Barney
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Possessory Title....

By Barney : Forum Member

Published 13th June 2016 |

Read latest comment - 20th June 2016

Ok I've saved so much money from giving up smoking I'm looking to buy a new house Seriously though, I've decided to move, right up north believe it or not... Was contemplating moving to the Highlands but didn't want to be seen as a migrant and besides if the upcoming vote goes in the opposite direction of what I want it to go there's a possibility of me ending back in something that I dont want to be in..

So the problem is this, I've made an offer on a cottage in the Pennines, it was built some time in the early 1800s, the last person to live there lived there all their lives, they are now defunct so the place has been empty for 18months.... It comes with 2 plots of land and the nearest neighbour is about 1/2 a mile away I've managed to get £45k of the asking price (I say I, as the other half knows nothing about it yet) She doesn't even know I've been to see it..... Good job she likes gardening as there's around 1 1/2 acres for her to dig

Anyway the downside of all this, is that there are no title deeds, in fact there is no record of anything house or land other the previous owners paid tax and council tax and the utilities are all in place... So the property is sold as a Possessory title only.... Anyone else ever bought a property with this title?

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Barney

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  Name: Steve.Richardson
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Steve Richardson : Administrator
13th June 2016 10:17 AM

Pennines! Blimey, from Londonville to that far North you can probably afford the whole Mountain Range

Sounds like a legal question to me, shall move it over to the legal section.

Steve Richardson
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  Name: Rebecca (PayforPrecision)
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Rebecca (PayforPrecision) : Forum Moderator
16th June 2016 1:47 PM

No idea but just wanted to say good luck, it sounds amazing!

Thanks, Rebecca
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Pay for Precision | Saving you time by writing you kick-ass blogs and CVs.

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Barney : Forum Member
19th June 2016 6:24 AM

Went on a surprise visit yesterday another 600 mile round trip only to find the fence had been moved and the garden shortened by a third so quite a bit of land has just gone missing in the space of 3 weeks. So will have to speak to the agent on Monday.... I always wondered what use was Google earth... I know now

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Barney

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Andy-C27 : Business Owner
19th June 2016 7:56 PM

LOLOL Neighbours making the hay while the sun shines.. If it's been moved you have every right to reclaim it I am sure..Although doesn't make a good start to your relationship with them

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Andy-C | Pewter World

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Barney : Forum Member
19th June 2016 9:56 PM

Well depending on the estate agents response tomorrow will determine whether I withdraw the offer or not. I have now found out all I need about a possessory title, although not ideal, it is not uncommon in rural locations where property / land has been in the same family for 100's of years and that the original title deeds are lost or stuck in a bank vault somewhere or that the bank where they were kept has long gone. Anyway this evening I downloaded documents from the land registry which outline the plans of the property, as these are done by the Ordinance Survey who are very thorough in their mapping capabilities. Well they clearly show a public footpath dead opposite the original border........ When I visited yesterday the footpath was 150ft up the road.... so a land grab has certainly taken place......

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Barney

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Steve Richardson : Administrator
20th June 2016 1:32 PM

Sounds like a can of worms fraught with legal issues rather than a relaxing retirement!

How about a nice island? This one was on the market for £250k.

No neighbours to worry about, your own kingdom, I love the idea

Steve Richardson
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Barney : Forum Member
20th June 2016 2:16 PM

Well to be honest I've already been to the Highlands to visit a property, now had it not been for the midges I may have wanted to stay.... Did spend 3 weeks on Isle of Rum during my army days and spent the entire 3 weeks smothered with insect repellent which seemed to attract the midges even more, so should have known not to venture too far north of Watford... Going to Wales this weekend to have a look..... I just need to get away from inner city life.... I don't mind the work, but I've had enough of living around commoners and mobile phones bleeping every 2 seconds... I need peace and tranquility......

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Barney

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