Faye Sturzaker - The Mortgage Room

Dreaming of your first home but not sure where to start with saving? Here's how to take control...

1. Set a Realistic Deposit Goal - Know how much you actually need as it's not always 20%! Some lenders accept as little as 5%.
2. Track Your Spending - Use a budgeting app or spreadsheet to see exactly where your money goes each month.
3. Cut Back, Not Out - You don't need to cancel life. Swap takeaways for home-cooked meals or set a monthly treat budget.
4. Open a Dedicated Savings Account - Keep your deposit money separate, consider a Lifetime ISA if you're eligible for the bonus!
5. Speak to a Mortgage Adviser early even if you're 6-12 months away from buying, I can help you set realistic goals and timelines based on your income.

Ready to take your first step? Contact The Mortgage Room and let's build your plan together! 01772 288546

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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Approved by The Openwork Partnership on 19/05/2025