Yo chap, no reason why she can't move to another provider.
Good article on moneysavingexpert:
Transfer your Cash ISAs: Boost past & present years to 3%...
As they say, if transferring...
Never, ever, ever, ever withdraw money from a cash ISA!
You'll immediately lose all the tax benefits.
Best bet is to speak to an IFA and find out best options, always dodgy, financial advice on a forum
If you want my 2.5 pence worth, if she's up for some risk and a bit of excitement, spend half of it on RBS shares, 2 - 4 year investment, I reckon it will double to quadruple. If I rem rightly, you can make 9k in profit before paying tax. Will be a rocky 12 months when the govt start dumping their holding, but longterm its a winner... or that's what I think
