Posts

Not sure whether this is the right place, anyway I cannot seem to log into Facebook anymore, would this have something to do with it? I can see it in the search, but clicking on it, does nothing. Apart from the on and off switch I'm not that savvy with computers, so keep it simple thanks

I still have to go into firefox to get onto here by the way... Maybe I might just get a new computers and be done with all this messing around.

I had a miss spent youth.... and got loads of points, bans, bans on top of bans.... most for speeding, and no insurance /mot/ road tax.... nothing serious though. Now I've got a clean licence been like that for nearly 6 months now, wont be clean long though as there are just too many cameras around today......

If you were pulled over by the police an asked to produce your licence, and you said you never had it but you do have a pdf copy on your mobile phone, I think they would laugh at you. Not only that, you could in theory download the pdf to your phone at 8am, appear at the local magistrates court at 10am and get banned altogether for drink driving......this will be scammed to high heaven by those not legally entitled to drive...

The problem with pensions, is generally when they are sold 'the seller' normally a financial advisor or broker is on a commission, they will generally only have half a dozen products that they promote on their books. So only offering you limited choice. I'm guessing all pensions schemes are invested over time on the stock market, most sales reps, sorry financial advisors will show you glossy charts with outstanding performance results from the last 5 years or so to suck you in.... What they wont remind you about is the stock market crash of 2008 nor the recession that followed. So any performance results will be misleading as they couldn't get any lower after the crash, only up. Governments over time change the rules regarding pensions, so whatever todays Government is saying about how safe your pension contributions will be, in 15 or 20 years time when the pension pots are overflowing with cash, you can bet your life that if the Government needs that money or decides to tax it differently it will.....

Hi Linda, I'm only getting dribs and drabs at the moment, but I do follow a guy called David Lenigas on Twitter He's the chairman of Rare Earth Minerals Plc and numerous other companies including UKOG and has a huge cult following among investors and makes them a lot of money. He has no problem conversing with plebs like me on Twitter, so you should be OK if you were to drop him a question. Once the price of oil plummeted, that's where I stuck all my money because there was only one way it could go, which was up. But getting involved with that kind of led me to Rare Earth Minerals which mines for lithium and other resources, lithium is what they are after though and Tesla is where a lot of the technology is coming from. Because I haven't got anything tied up with the battery front, though I may in the future as this market is moving at an incredible speed now, I cannot be of any more help than that....

On new build properties the vat rate is zero rated on having renewables installed (though not on the labour costs, that's still charged @ 20%) likewise if you needed scaffolding to put panels on the roof, the scaffolding is still charged @ 20% in other words only the actual supplied part is zero rated. On existing buildings the rate charged is 5%. I've just noticed from the HMRC vat notice that thermostatic radiator valves, room thermostats and electronic programmers come under the 5% rate, so I'm guessing that the majority of homeowners up and down the country are being overcharged for having these installed, as both consumers and suppliers/installers are unaware of the correct vat rate and are simply paying/charging the standard 20% rate.

One programmer I install costs the consumer £150.00 + vat @ 5% = £157.50 @ 20% = £180.00 a difference of £22.50.......... I'm not benefiting or at least I don't think I am as I cannot quite get my head around it all but the HMRC certainly is....

Originally Posted by sjr4x4

“Was expecting to be holidaying on Mars by now ”

Steve, I think you can still book as much duty free as you like as well. The other half will probably prefer somewhere more sedate like Center Parks.........

The EU has now ruled that the 5% VAT charged to homeowners for installing renewables is illegal and must now be set to the standard rate of 20%. EU ruling This will have a negative effect on anyone considering solar panels, solar voltaic panels, ground source heat pumps, air to air heat pumps, air to water heat pumps, loft insulation or those considering having a windmill in the back garden probably just a matter of time before there is a challenge to the 5% on fuel bills...

This will be my route to early retirement or if it goes pear shape I'll be working like the rest of us till I'm in my mid 80s...

It would seem that the original estimate of 158million barrels of oil per sq mile was a slight undervaluation.... Boom There was a lot of doubters in the press after the original report by Nutech Energy, who are independent from the players involved with the HHD.

So UKOG sought the opinion of another independent company (Schlumberger) to carry out another full scope technical report of the site... The latest independent report estimates of up to 271million barrels of oil per sq mile.

There is still along way to go, such as flow tests etc, fracking has been ruled out by the current CEO. But this will be far larger than North Sea Gas, we would if everything goes to plan be able to remove our ties to the middle east, clear our national debt, sort out the NHS and so on. Over the next couple of years this will turn into something ginormous.