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Think there might be a bit of a language clash going on here - we dont use those terms (well not when i was a broker anyway)

By captive agents i presume you mean what we would term as tied agents, ie they are only referring business to 1 company & non captive we class as independent brokers/agents that search the market for the best quote through a variety of Companies.

Bottomline as far as im concerned is price versus cover. Also be selective on how much excess you take, its not always a good idea to carry a massive excess, premium reduction for carrying

Only 1 result in over night - only 15.8% in that area turned out !!!

Wow - even lower than i thought - have to wait & see if other areas get any better results

Wonder if this is the first time they will have landed on the Moon?

Im a bit skeptical from some documentaries ive seen ....

How does this work then?

Do they somehow scan your PC via your phone?

Technology is great, NOT !

Clive proudly stands, salutes & prepares to take cover as the PC mob start to drone

First ive heard about any of this.

All seems very bizzare and a lot of other things seemed to have gone on in the background that led him to be living in Belize in the first place!

Very sad as it seems drugs have claimed a once genius man.

Turn out is predicted to be low - I wonder what the actual % of electorate will bother?

Can fill the blank but not necessarily with the right word lol

Go on then - put us out of our misery - guessing its something obvious, seen similar ones before but cant remember the answer.......

Some people have far too much time on their hands

The coder i mean, nah who am i kidding ......

I will just delete my account