Harbour Mortgage Solutions Ltd
Harbour Mortgage Solutions is directly authorised by the Financial Conduct Authority and its advisors have been arranging Mortgages and Life Assurance for over 30 years.
We are able to obtain mortgages through nearly every lender in the UK, finding the best mortgage for each individual from over 3000 products that are updated daily. Thinking of buying a home? This may be one of the biggest decisions of your life. Or maybe you’re thinking of moving house or remortgaging.
Whatever the circumstance, these are fundamental decisions that have to be made to ensure you get the mortgage advice and subsequent best product available that is tailored for you. The choices you make can be various like deciding which type of mortgage you would like to go for, be it Fixed, Variable, Discounted, or a Cash back Mortgage.
As a mortgage broker based in Wales and working across both England, Wales and Scotland, Harbour Mortgages strives to search the entire market for you, going through all of the options and giving you the full story. This includes the costs that are involved such as valuation and booking fees that the lender may charge for buying particular product, and whether or not the lenders charge any redemption penalties.
The mortgage advice we offer is charged at a set fee so we are able to remain totally impartial. Consequently, we are able to offer our clients the very best mortgage product to meet their needs..
As first-time buyers, we went into the process with very little idea of what to expect or what we actually needed to do. From our very first enquiry, Nathan took the time to explain everything thoroughly, made sure we understood each stage, and consistently went above and beyond what we expected from a mortgage advisor.
Unfortunately, our first house purchase fell through after 8 months, which was incredibly difficult and frustrating. Nathan was straight back in touch with us, helping us understand our options and what we needed to do next. He wasn’t just there professionally either — he genuinely supported us through what was a very stressful and emotional period for both of us.
Throughout the entire process, whenever we had a question, needed something explained, or simply weren’t sure what was happening, Nathan was always there and happy to help. Nothing ever felt like a silly question, and we always felt that we were in safe hands.
He also recommended an excellent solicitor who specialised specifically in residential property sales, and they were incredibly thorough, which made the whole process much easier.
From our initial enquiry, through a failed purchase, finding another property and finally getting the keys to our first home, Nathan was brilliant end to end.
We honestly couldn’t have asked for a better mortgage advisor. If you’re a first-time buyer and feeling overwhelmed by the whole process, I would 100% recommend Nathan. He made what could have been an incredibly stressful experience feel manageable, and we’re extremely grateful for everything he did for us.
By Tom Jones on 18th August 2026
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